BUY COURSE NOW - online self directed

Financial literacy and understanding can be a source of anxiety for many - not knowing the various systems, the tools to get ahead, or the ways to maximize your personal wealth can leave many feeling confused and left out of financial planning and markets. With our Managing Personal Finances workshop, participants will learn some of these systems and tools, how to budget and diversify income and investments, and develop the strategies needed to create a financial plan for their future.

Course Objectives:

• Discover how to establish financial goals
• Evaluate where financial cuts can be made
• Learn the basics about expenses
• Determine what tools you need to stick with your budget

Course Outline:



Managing Personal Finances

Module One: Module One: The Benefits of Budgeting

• Eliminating Debt

• Generating Savings

• Reducing Stress

• Eliminating Conflicts

• Case Study

• Module One: Review Questions

Module Two: What to Consider Before Creating a Budget

• Income

• Duration

• Expenses

• Spending

• Case Study

• Module Two: Review Questions

Module Three: Types of Fixed Personal Expenses

• Utility Bills

• Housing Bills

• Transportation

• Debt Payments

• Case Study

• Module Three: Review Questions

Module Four: Types of Fluctuating Personal Expenses

• Personal Care

• Entertainment

• Eating Out

• Case Study

• Module Four: Review Questions

Module Five: Establish Your Goals

• Short Term vs. Long Term

• Be Realistic

• Debt reduction

• Saving

• Case Study

• Module Five: Review Questions

Module Six: Determine Where Cuts Can Be Made

• Bad Habits

• Transportation Costs

• Utility Bills

• Entertainment Expenses

• Case Study

• Module Six: Review Questions

Module Seven: Tools

• Software

• Apps

• The Envelope System

• Expenditure Notebook

• Case Study

• Module Seven: Review Questions

Module Eight: Stick With Your Budget

• Weekly Allowance

• Accountability

• Differentiate Accounts

• Self Discipline

• Case Study

• Module Eight: Review Questions

Module Nine: Additional Ways to Make Money

• Make and Sell Items

• Sell Unused Items

• Part-Time employment

• Recycle for Money

• Case Study

• Module Nine: Review Questions

Module Ten: Paying Off Debt

• Credit Reports

• Start Small

• Credit Card Hacks

• Consolidation Options

• Case Study

• Module Ten: Review Questions

Module Eleven: Assignment Review / Wrap Up